All four compulsory plus a further four elective courses must be completed (eight courses in total).

Compulsory Foundations Courses (all four must be completed):

1. NZ Financial Services Industry Essentials
2. Advice Process I - Consultative Selling Skills
3. Advice Process II - Client Needs Analysis
4. Advice Process III - Presenting the Client Solution

Alternatively, experienced advisers (5 out of the last 8 years working as a financial adviser) are eligible to complete all four of the compulsory foundation courses via a single FastTrack programme, which includes assessment of current competence, a three day workshop, and self directed learning both prior and post workshop skills training and assessment.

Electives (a minimum of four must be completed):

• Fundamentals of Investment
• Personal Risk Management
• Practice Management
• Business Financial Solutions
• Mortgage Broking Essentials
• Financial Plan Construction & Review
• Investment Planning
• Insurance Planning
• Estate Planning
• NZ Superannuation & Retirement Planning (KiwiSaver)

Alternatively, the certificate can be endorsed in either investment or insurance by completing one of the two following elective strands (please note: the compulsory foundation courses must also be completed to attain the full certificate):

Strand Option 1 – Investment (four courses required)

• Fundamentals of Investment
• Investment Planning
• Investment Plan Construction and Review
• Plus 1 x Elective (chosen from elective options above)

Strand Option 2 – Insurance (four courses required)

• Personal Risk Management
• Insurance Planning
• Insurance Plan Construction and review
• Plus 1 x Elective (chosen from elective options above)